177 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 177 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Commercial
Lot Size	0.202 acres (8,835 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Feb 2022)
Tax Bill	$226 (2025)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-23-01-282-010`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-282-010`
Alternative APNs	`0089630-000000-1` `10004604855`

Exterior

Lot Area	8,835 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004604855
Old Parcel Number	00896300000001
Street Address	177 DUNCAN RD
City	PUNTA GORDA
State	FL
Zip	33982
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CG
Legal Description	PRS 008 000N 0016 PEACE RIVER SHORES UN 8 BLK N LT 16 484/869 AFF2624/509-OLP 2624/513 3593/635 4924/52
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	N
Legal Lot Number	16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1075
Census Tract	10200

Owner

177 Duncan Rd, a commercial property, is owned by an individual who bought it in February 2022.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	2972 91ST AVE NE, BLAINE, MN 55449-5659
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Aug 25, 2011 · Amount on File
Deed Document Number	3056542
Deed Book / Page	4924 / 52
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 8, 2022
Property Address	177 DUNCAN RD, PUNTA GORDA, FL 33982
Document Number	0049240052
Book / Page	4924 / 52
Map Reference	MB 7 PG 39A&39B
Instrument Date	Feb 8, 2022
Instrument	3056542
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 ISLAND SOUND CT, LONGWOOD, FL 32779-4988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 91ST AVE NE, BLAINE, MN 55449-5659

Tax Assessment & Valuation

The 2025 property tax bill for 177 Duncan Rd was $226.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$226.00	$15,020	$17,670 Land $17,670
2023	$306.00 (+24.9%)	$12,767 (+21.43%)	$15,020 (+42.86%) Land $15,020
2022	$245.00	$10,514 Land $10,514	$10,514 Land $10,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Duncan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Duncan Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20