Richland County property record for 206 Lacecap Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,953 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,824 (Aug 2021) |
| Tax Bill | $3,294 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28904-05-29 |
| Primary APN | 28904-05-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,953 sqft Heated Area |
| Gross Area | 3,485 sqft |
| 1st Floor Area | 2,049 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 462 sqft |
| Porch | Slab |
| Porch Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02171241 |
|---|---|
| Street Address | 206 LACECAP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 7 93.4X22.7X150.1X103.8X66X14.5X 3.6 #SU WOODCREEK FARMS AREA A-5 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 7,93 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 LACECAP RD, ELGIN, SC 29045-9804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Aug 2, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST PALMETTO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Deed Document Number | 202151541 |
| Deed Book / Page | 2650 / 386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 206 LACECAP RD, ELGIN, SC 29045-9804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 206 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 0029063073 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 2906/3073 |
| Instrument | 2024010674 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | 853 DONALD LYNCH BLVD, MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 25, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 2, 2021 |
| Property Address | 206 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 0026500386 |
| Book / Page | 2650 / 386 |
| Map Reference | MB 2383 PG 98 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021051541 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,206.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2021051542 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021051542 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,294.00 (+17.48%) | $374,700 (+2,775.23%) | $506,500 (+55.46%) Land $66,000 Building $440,500 |
| 2023 | $2,804.00 (+31.83%) | $13,032 (+443%) | $325,800 (+443%) |
| 2021 | $2,127.00 | $2,400 | $60,000 Land $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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