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200 Lacecap Rd, Elgin, SC 29045 Property Records

Richland County property record for 200 Lacecap Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,840 sqft · built 2020
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$296,900 (Dec 2020)
Tax Bill$3,002 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28904-05-07

Property Details

APN / Parcel Number

Primary APN28904-05-07
Alternative APNs
  • R28904-05-07
  • 02146582

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,840 sqft Heated Area
Gross Area3,556 sqft
1st Floor Area1,228 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage Area420 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02146582
Street Address200 LACECAP RD
CityELGIN
StateSC
Zip29045-9804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 8 93X2X157.3X103.9X127.1 #SU WOODCREEK FARMS AREA A-5 PHASE 1A
Legal SubdivisionWOODCREEK
Legal Phase1A
Legal Lot Number8,93
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2012
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address200 LACECAP RD, ELGIN, SC 29045-9804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Grant Deed, Transfer · Conventional with PMI
FIRST HERITAGE MTG
Mar 4, 2020Grant Deed, Transfer · VA Mortgage
AMERIS BK
Feb 26, 2020Grant Deed, Transfer
OTHER
Jun 27, 2019Loan Modification, Mortgage
ATTORNEY ONLY
Jun 28, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleFeb 26, 2020 · Amount on Record
Deed Document Number202073812
Deed Book / Page2569 / 1312
Record UpdatedSep 20, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateDec 29, 2020
Property Address200 LACECAP RD, ELGIN, SC 29045-9804
Document Number2569/1312
Book / Page002569 / 001312
Instrument DateDec 9, 2020
Instrument73812
Transaction TypeTransfer
Record UpdatedMar 4, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804

Mortgage

Document Number2569/1316
DateDec 29, 2020
Book Page002569/001316
Instrument73813
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateMar 4, 2020
Property Address200 LACECAP RD, ELGIN, SC 29045-9804
Document Number2474/2835
Book / Page002474 / 002835
Instrument DateFeb 28, 2020
Instrument12348
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address208 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804

Mortgage

Document Number2474/2839
DateMar 4, 2020
Book Page002474/002839
Instrument12349
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 3, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateFeb 26, 2020
Property Address200 LACECAP RD, ELGIN, SC 29045-9804
Document Number2472/1163
Book / Page002472 / 001163
Instrument DateFeb 24, 2020
Instrument10792
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$96,738.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address200 LACECAP RD, ELGIN, SC 29045-9804
Document Number2406/0351
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJun 28, 2019
Property Address200 LACECAP RD, ELGIN, SC 29045-9804
Document Number2406/0347
Book / Page002406 / 000347
Instrument DateJun 25, 2019
Instrument46089
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$601.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,002.00 (+17.4%)$341,400 (+2,774.71%)$494,600 (+66.59%) Land $66,000 Building $428,600
2023$2,557.00 (-5.3%)$11,876 (-0.03%)$296,900 (-)
2021$2,700.00$11,880$296,900 Land $60,000 Building $236,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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