Richland County property record for 201 Lacecap Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,562 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,945 (Oct 2019) |
| Tax Bill | $3,214 (2022) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Mar 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28904-05-08 |
| Primary APN | 28904-05-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,562 sqft Heated Area |
| Gross Area | 4,744 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 735 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02146591 |
|---|---|
| Street Address | 201 LACECAP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 9 41.3X127.1X76.4X88X127.6 #SU WOODCREEK FARMS AREA A-5 PHASE 1A |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1A |
| Legal Lot Number | 9,41 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11407 |
201 Lacecap Rd is owned by an individual who acquired it in July 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 18, 2023 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 28, 2023 | Intrafamily Transfer, Transfer |
| Oct 1, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage AMERIS BK |
| Jun 27, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| Jun 28, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 201972966 |
| Deed Book / Page | 2433 / 2472 |
| Last Transfer Date | Jul 4, 2023 |
| Transfer Doc | 0028540024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030861867 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 3086/1867 |
| Instrument | 2025061355 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025941244 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 2594/1244 |
| Instrument | 2021014579 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028730774 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 2873/774 |
| Instrument | 2023045102 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 28, 2023 |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 0028540024 |
| Book / Page | 2854 / 24 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023032120 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Name | Verified Name |
|---|---|
| Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 1, 2019 |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2433/2472 |
| Book / Page | 002433 / 002472 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 72966 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,343.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 201 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804 |
| Document Number | 2433/2476 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 002433/002476 |
| Instrument | 72967 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2406/0351 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 28, 2019 |
| Property Address | 201 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2406/0347 |
| Book / Page | 002406 / 000347 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 46089 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $601.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $586,700 (-) Land $66,000 Building $520,700 | ||
| 2024 | $586,700 (+61.67%) Land $66,000 Building $520,700 | ||
| 2023 | $14,516 | $362,900 | |
| 2022 | $3,214.00 (-2.61%) | ||
| 2021 | $3,300.00 | $14,520 | $362,900 Land $60,000 Building $302,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 201 Lacecap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 Lacecap Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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