Richland County property record for 216 Lacecap Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,946 sqft · built 2020 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,500 (Sep 2023) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28904-05-04 |
| Primary APN | 28904-05-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,946 sqft Heated Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 2,316 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02146555 |
|---|---|
| Street Address | 216 LACECAP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 3 37.6X155.5X52.7X63.4X148.1 #SU WOODCREEK FARMS AREA A-5 PH 1A #PR RB2383-98; RB2277-721; RB2553-1571 |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1A |
| Legal Lot Number | 3,37 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Nov 2, 2022 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Sep 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 20, 2020 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Feb 26, 2020 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Nov 2, 2022 · Amount on Record |
| Deed Document Number | 202339877 |
| Deed Book / Page | 2865 / 2045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 13, 2023 |
| Property Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 0028652045 |
| Book / Page | 2865 / 2045 |
| Map Reference | MB 2383 PG 98 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023039877 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2023039878 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023039878 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 2, 2022 |
| Property Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 0027930113 |
| Book / Page | 2793 / 113 |
| Map Reference | MB 2383 PG 98 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022061161 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2022061162 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022061162 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 16, 2020 |
| Property Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2529/3424 |
| Book / Page | 002529 / 003424 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 48596 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,299.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 20, 2020 |
| Property Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2553/1552 |
| Book / Page | 002553 / 001552 |
| Instrument Date | May 8, 2020 |
| Instrument | 63577 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,301.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804 |
| Document Number | 2553/1556 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 002553/001556 |
| Instrument | 63578 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 26, 2020 |
| Property Address | 216 LACECAP RD, ELGIN, SC 29045-9804 |
| Document Number | 2472/1163 |
| Book / Page | 002472 / 001163 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 10792 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $96,738.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,415.00 Homeowner's exemption | $14,068 (-96.79%) | $438,500 (-) Land $66,000 Building $372,500 |
| 2024 | $438,500 (+3,017%) Land $66,000 Building $372,500 | $438,500 (+24.68%) Land $66,000 Building $372,500 | |
| 2023 | $14,068 (-33.33%) | $351,700 (-) | |
| 2022 | $6,228.00 (-50.06%) | ||
| 2021 | $12,470.00 | $21,100 | $351,700 Land $60,000 Building $291,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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