213 Lacecap Rd, Elgin, SC 29045 Property Records

Richland County property record for 213 Lacecap Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,464 sqft · built 2020
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$339,900 (Sep 2020)
Deeds & MortgagesSep 2020 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN28904-05-11

Property Details

APN / Parcel Number

Primary APN28904-05-11
Alternative APNs
  • R28904-05-11
  • 02146626

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,464 sqft Heated Area
Gross Area4,172 sqft
1st Floor Area1,824 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage Area450 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02146626
Street Address213 LACECAP RD
CityELGIN
StateSC
Zip29045-9804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 12 150.4X120X27.4X159.6 #SU WOODCREEK FARMS AREA A-5 PHASE 1A
Legal SubdivisionWOODCREEK
Legal Phase1A
Legal Lot Number12,150
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2012
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address213 LACECAP RD, ELGIN, SC 29045-9804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2020Grant Deed, Transfer · VA Mortgage
FIRST HERITAGE MTG
Feb 26, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2020 · Amount on Record
Deed SaleSep 13, 2020 · Amount on Record
Prior SaleFeb 26, 2020 · Amount on Record
Deed Document Number202047595
Deed Book / Page2528 / 1150
Record UpdatedSep 20, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateSep 13, 2020
Property Address213 LACECAP RD, ELGIN, SC 29045-9804
Document Number2528/1150
Book / Page002528 / 001150
Instrument DateAug 21, 2020
Instrument47595
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,258.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address213 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804

Mortgage

Document Number2528/1156
DateSep 13, 2020
Book Page002528/001156
Instrument47596
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateFeb 26, 2020
Property Address213 LACECAP RD, ELGIN, SC 29045-9804
Document Number2472/1163
Book / Page002472 / 001163
Instrument DateFeb 24, 2020
Instrument10792
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$96,738.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearAssessed Market Value
2025$573,300 (+32.95%) Land $66,000 Building $507,300
2023$431,200 Land $60,000 Building $371,200

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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