212 Lacecap Rd, Elgin, SC 29045 Property Records

Richland County property record for 212 Lacecap Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,829 sqft · built 2020
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$332,087 (Feb 2020)
Tax Bill$2,916 (2025)
Deeds & MortgagesJun 2020 Transfer
Feb 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28904-05-05

Property Details

APN / Parcel Number

Primary APN28904-05-05
Alternative APNs
  • R28904-05-05
  • 02146564

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,829 sqft Heated Area
Gross Area3,384 sqft
1st Floor Area2,521 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Garage Area420 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02146564
Street Address212 LACECAP RD
CityELGIN
StateSC
Zip29045-9804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 4 52.3X148.1X140.4X200.5 #SU WOODCREEK FARMS AREA A-5 PHASE 1A
Legal SubdivisionWOODCREEK
Legal Phase1A
Legal Lot Number4,52
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2012
Census Tract11407

Owner

212 Lacecap Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Richland County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address212 LACECAP RD, ELGIN, SC 29045-9804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 3, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
AMERIS BK
Jun 27, 2019Loan Modification, Mortgage
ATTORNEY ONLY
Jun 28, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on File
Deed SaleFeb 3, 2020 · Amount on File
Prior SaleJun 28, 2019 · Amount on File
Deed Document Number20205752
Deed Book / Page2466 / 1597
Last Transfer DateMay 27, 2020
Transfer Doc0024974000
Record UpdatedSep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateJun 14, 2020
Property Address212 LACECAP RD, ELGIN, SC 29045-9804
Document Number2497/4000
Book / Page002497 / 004000
Instrument DateMay 27, 2020
Instrument27617
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address212 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804

February 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateFeb 3, 2020
Property Address212 LACECAP RD, ELGIN, SC 29045-9804
Document Number2466/1597
Book / Page002466 / 001597
Instrument DateJan 31, 2020
Instrument5752
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,229.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 LACECAP RD ELGIN SC 290459804, ELGIN, SC 29045-9804

Mortgage

Document Number2466/1601
DateFeb 3, 2020
Book Page002466/001601
Instrument5753
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 2, 2050

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address212 LACECAP RD, ELGIN, SC 29045-9804
Document Number2406/0351
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJun 28, 2019
Property Address212 LACECAP RD, ELGIN, SC 29045-9804
Document Number2406/0347
Book / Page002406 / 000347
Instrument DateJun 25, 2019
Instrument46089
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$601.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 212 Lacecap Rd was $2,916.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 Homeowner's exemption$381,800 (-)$485,900 (-) Land $66,000 Building $419,900
2024$381,800 (+2,775%)$485,900 (+46.36%) Land $66,000 Building $419,900
2023$2,427.00$13,280$332,000
2021$11,773.00$19,920$332,000 Land $60,000 Building $272,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 212 Lacecap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Lacecap Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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