Albemarle County property record for 2038 Shepherds Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,258 sqft · built 2001 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | Company Name on File |
| Last Sale | $470,000 (Mar 2010) |
| Tax Bill | $6,447 (2026) |
| Deeds & Mortgages | Feb 2019 Transfer Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 062F0-00-00-27900 |
| Primary APN | 062F0-00-00-27900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,258 sqft Finished Area |
| Basement Area | 2,016 sqft |
| Unfinished Basement | 1,997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Composition/Composite |
| Roof Material | Other |
| Lot Area | 19,950 sqft (0.458 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 506 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 120 sqft |
| Patio Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2038 SHEPHERDS RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-0662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | DUNLORA 279 PH 3A |
| Legal Subdivision | DUNLORA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 062F0-00-00-27900
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2038 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 07, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2010 · Amount on Record |
| Deed Sale | Mar 04, 2010 · Amount on Record |
| Deed Document Number | 20102311 |
| Deed Book / Page | 3856 / 115 |
| Last Transfer Date | Feb 06, 2019 |
| Transfer Doc | 0000001181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 07, 2019 |
| Property Address | 2038 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000001181 |
| Book / Page | 005135 / 000629 |
| Instrument Date | Feb 06, 2019 |
| Instrument | 1181 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2038 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010662, CHARLOTTESVILLE, VA 22901-0662 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2038 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000008452 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2038 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010662, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000008452 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 004938/000681 |
| Instrument | 8452 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,447.00 (+0.26%) | $721,100 (+0.25%) Land $170,000 Building $551,100 | $721,100 (+0.25%) Land $170,000 Building $551,100 |
| 2025 | $6,430.00 | $719,300 (+17.05%) Land $175,000 Building $544,300 | $719,300 (+17.05%) Land $175,000 Building $544,300 |
| 2023 | $614,500 Land $160,000 Building $454,500 | $614,500 Land $160,000 Building $454,500 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, T-Mobile USA, Verizon.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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