2009 Shepherds Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2009 Shepherds Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,304 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$398,000 (Jul 2015)
Tax Bill	$5,666 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`062F0-00-00-31400`

Property Details

APN / Parcel Number

Primary APN	`062F0-00-00-31400`
Alternative APN	`27351`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Finished Area
Basement Area	1,144 sqft
Finished Basement	476 sqft
Unfinished Basement	668 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Proximity to Airport
Deck Area	164 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2009 SHEPHERDS RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-0661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 314 PH 3A
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

Source: Albemarle County records · APN 062F0-00-00-31400

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2009 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20158190
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2009 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0661
Document Number	0000005214
Instrument Date	Apr 06, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010661, CHARLOTTESVILLE, VA 22901-0661

Mortgage

Document Number	0000005214
Date	May 08, 2020
Book Page	005312/000654
Instrument	5214

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,666.00 (+1.32%)	$633,800 (+1.31%) Land $170,000 Building $463,800	$633,800 (+1.31%) Land $170,000 Building $463,800
2025	$5,592.00 (+22.47%)	$625,600 (+17%) Land $175,000 Building $450,600	$625,600 (+17%) Land $175,000 Building $450,600
2023	$4,566.00	$534,700 Land $160,000 Building $374,700	$534,700 Land $160,000 Building $374,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Ting Fiber.

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.