2008 Shepherds Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2008 Shepherds Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,690 sqft · built 2003
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on File
Last Sale	$729,900 (Jun 2026)
Tax Bill	$6,625 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062F0-00-00-27800`

Property Details

APN / Parcel Number

Primary APN	`062F0-00-00-27800`
Alternative APN	`27315`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,690 sqft Finished Area
Basement Area	1,228 sqft
Finished Basement	1,108 sqft
Unfinished Basement	120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	12,458 sqft (0.286 acres)
View / Lot	Proximity to Airport
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2008 SHEPHERDS RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-0662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 278 PH 3A
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

Source: Albemarle County records · APN 062F0-00-00-27800

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2008 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Deed Document Number	20266195
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 24, 2026
Property Address	2008 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662
Document Number	0000006195
Instrument Date	May 15, 2026
Instrument	20266195
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$73,719.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662

Mortgage

Document Number	0000006196,
Date	Jun 24, 2026
Instrument	20266196

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,625.00 (+2.03%)	$741,000 (+2.02%) Land $170,000 Building $571,000	$741,000 (+2.02%) Land $170,000 Building $571,000
2025	$6,493.00 (+21.93%)	$726,300 (+16.47%) Land $175,000 Building $551,300	$726,300 (+16.47%) Land $175,000 Building $551,300
2023	$5,325.00	$623,600 Land $160,000 Building $463,600	$623,600 Land $160,000 Building $463,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Ting Fiber.

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.