Albemarle County property record for 2050 Shepherds Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,911 sqft · built 2002 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Aug 2023) |
| Tax Bill | $6,765 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062F0-00-00-28100 |
| Primary APN | 062F0-00-00-28100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,911 sqft Finished Area |
| Basement Area | 1,286 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 278 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 16,422 sqft (0.377 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 494 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 220 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2050 SHEPHERDS RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-0662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | DUNLORA 281 PH 3A |
| Legal Subdivision | DUNLORA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 062F0-00-00-28100
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2050 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed, Transfer · Conventional Mortgage MEMBER OPTIONS LLC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Deed Document Number | 20237395 |
| Prior Transfer Date | May 17, 2010 |
| Prior Transfer Doc | 3891/222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 24, 2023 |
| Property Address | 2050 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 202300007395 |
| Map Reference | MB 2067 PG 665 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 202300007395 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2050 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 202300007396 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 202300007396 |
| Name | MEMBER OPTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2050 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000004771 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | ACM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2050 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010662, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000004771 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 005307/000627 |
| Instrument | 4771 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2030 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,765.00 (+2.1%) | $756,700 (+2.09%) Land $170,000 Building $586,700 | $756,700 (+2.09%) Land $170,000 Building $586,700 |
| 2025 | $6,626.00 (+20.36%) | $741,200 (+14.97%) Land $175,000 Building $566,200 | $741,200 (+14.97%) Land $175,000 Building $566,200 |
| 2023 | $5,505.00 (+9.31%) | $644,700 Land $160,000 Building $484,700 | $644,700 Land $160,000 Building $484,700 |
| 2022 | $5,036.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, T-Mobile USA, Verizon.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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