Albemarle County property record for 2002 Shepherds Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,536 sqft · built 2000 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Apr 2023) |
| Tax Bill | $7,472 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062F0-00-00-27700 |
| Primary APN | 062F0-00-00-27700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,536 sqft Finished Area |
| Attic | Attic |
| Attic Area | 105 sqft |
| Basement Area | 1,842 sqft |
| Finished Basement | 589 sqft |
| Unfinished Basement | 1,253 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 14,549 sqft (0.334 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 530 sqft |
| Deck Area | 216 sqft |
| Patio Area | 177 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2002 SHEPHERDS RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-0662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | DUNLORA 277 PH 3A |
| Legal Subdivision | DUNLORA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 062F0-00-00-27700
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2002 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Oct 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Jul 24, 2015 · Amount on Record |
| Deed Document Number | 20233097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 21, 2023 |
| Property Address | 2002 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 202300003097 |
| Map Reference | MB 1885 PG 159-165 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 202300003097 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2002 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 202300003098 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 202300003098 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | May 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2002 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000015511 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2002 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010662, CHARLOTTESVILLE, VA 22901-0662 |
| Document Number | 0000015511 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 005417/000414 |
| Instrument | 15511 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,472.00 (+0.39%) | $835,800 (+0.38%) Land $153,000 Building $682,800 | $835,800 (+0.38%) Land $153,000 Building $682,800 |
| 2025 | $7,443.00 | $832,600 (+12.6%) Land $157,500 Building $675,100 | $832,600 (+12.6%) Land $157,500 Building $675,100 |
| 2023 | $739,400 Land $144,000 Building $595,400 | $739,400 Land $144,000 Building $595,400 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Ting Fiber.
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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