20315 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20315 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,671 sqft · built 2013
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Apr 2024)
Tax Bill	$9,134 (2025)
Deeds & Mortgages	Apr 2024 Sale Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-22000.1460`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-22000.1460`
Alternative APNs	`262946E1220001460` `29462622000001460` `10559223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,677 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,795 sqft (0.156 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	171 sqft
Patio Area	602 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559223
Street Address	20315 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 146
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	146
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	50311

Owner

20315 Black Tree Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Lee County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20315 BLACK TREE LN, ESTERO, FL 33928-6451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Jul 5, 2013 · Amount on File
Deed Document Number	2024109242
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 18, 2024
Property Address	20315 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number	0000109242
Map Reference	DOC 2012000195620
Instrument Date	Apr 17, 2024
Instrument	2024000109242
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20315 BLACK TREE LN, ESTERO, FL 33928-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17-68 CEDAR ST, PARIS XX

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20315 BLACK TREE LN, ESTERO, FL 33928-6451
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140893
Date	Apr 20, 2023
Instrument	2023000140893

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20315 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number	0000121546
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20315 BLACK TREE LN ESTERO FL 339286451, ESTERO, FL 33928-6451

Mortgage

Document Number	0000121546
Date	May 29, 2020
Instrument	121546

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20315 Black Tree Ln was $9,134.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,134.00	$470,343 Land $130,411 Building $339,932	$470,343 Land $130,411 Building $339,932
2023	$5,727.00 (+32.32%) Homeowner's exemption	$295,923 (+3%)	$483,073 (+16.24%) Land $112,904 Building $370,169
2022	$4,328.00 Homeowner's exemption	$287,304	$415,591 Land $97,500 Building $318,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20315 Black Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20315 Black Tree Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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