20316 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20316 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,312 sqft · built 2013
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2018)
Tax Bill	$7,456 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-22000.1310`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-22000.1310`
Alternative APNs	`262946E1220001310` `29462622000001310` `10559208`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,312 sqft Living Area
Gross Area	3,909 sqft
1st Floor Area	2,032 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,013 sqft (0.161 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	177 sqft
Patio Area	888 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559208
Street Address	20316 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 131
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	131
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4003
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20316 BLACK TREE LN, ESTERO, FL 33928-6444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK
Apr 30, 2019	Warranty Deed, Mortgage · Conventional Mortgage SANIBEL CAPTIVA CMNTY BK
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE CHARTERED BK
Jul 23, 2018	Warranty Deed, Transfer FLORIDA HOMETOWN TITLE AND ESCRO
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	2018176155
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20316 BLACK TREE LN, ESTERO, FL 33928-6444
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410667
Date	Dec 15, 2021
Instrument	2021000410667

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 30, 2019
Property Address	20316 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000097024
Instrument Date	Apr 15, 2019
Instrument	97024
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO, FLORIDA HOMETOWN TITLE & ESCRO

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20316 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number	97025
Date	Apr 30, 2019
Instrument	97025

Lender

Name	SANIBEL CAPTIVA CMNTY BK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20316 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000241975
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20316 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number	0000241975
Date	Oct 11, 2018
Instrument	241975

Lender

Name	STATE CHARTERED BK
Address	SANIBEL, FL 33957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 23, 2018
Property Address	20316 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000176155
Instrument Date	Jul 16, 2018
Instrument	176155
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO

Transaction

Amount	Amount Recorded
Tax	$2,730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20316 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20316 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000152440
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20316 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number	0000152440
Date	Jul 14, 2017
Instrument	152440

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,456.00 (+13.54%) Homeowner's exemption	$381,704 (+5.99%)	$556,907 (-0.31%) Land $130,411 Building $426,496
2023	$6,567.00 (+27.51%) Homeowner's exemption	$360,143 (+3%)	$558,642 (+16.23%) Land $116,650 Building $441,992
2022	$5,150.00 Homeowner's exemption	$349,653	$480,642 Land $97,500 Building $383,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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