Lee County property record for 20312 Black Tree Ln, Estero, FL 33928 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,093 sqft · built 2013 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (May 2015) |
| Tax Bill | $7,196 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E1-22000.1300 |
| Primary APN | 29-46-26-E1-22000.1300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,093 sqft Living Area |
| Gross Area | 3,805 sqft |
| 1st Floor Area | 1,849 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 156 sqft |
| Patio Area | 378 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10559207 |
|---|---|
| Street Address | 20312 BLACK TREE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 130 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | PRESERVE AT CORKSCREW |
| Legal Tract | E1 |
| Legal Block | 4 |
| Legal Lot Number | 130 |
| Legal Unit | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 50311 |
Source: Lee County records · APN 29-46-26-E1-22000.1300
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20312 BLACK TREE LN, ESTERO, FL 33928-6444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2015 · Amount on Record |
| Deed Sale | May 12, 2015 · Amount on Record |
| Prior Sale | May 23, 2013 · Amount on Record |
| Deed Document Number | 2015101352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 20312 BLACK TREE LN, ESTERO, FL 33928-6444 |
| Document Number | 0000096307 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 202696307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE LLC |
| Name | Verified Name |
|---|---|
| Address | 20312 BLACK TREE LN, ESTERO, FL 33928-6444 |
| Document Number | 0000096307, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202696307 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20312 BLACK TREE LN, ESTERO, FL 33928-6444 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20312 BLACK TREE LN, ESTERO, FL 33928-6444 |
| Document Number | 0000115642 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021000115642 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,196.00 (+13.86%) Homeowner's exemption | $361,670 (+5.99%) | $567,896 (-2.1%) Land $94,146 Building $473,750 |
| 2023 | $6,320.00 (+28.77%) Homeowner's exemption | $341,240 (+3%) | $580,090 (+25.38%) Land $86,130 Building $493,960 |
| 2022 | $4,908.00 Homeowner's exemption | $331,301 | $462,656 Land $92,500 Building $370,156 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 60 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
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|---|---|---|
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