20308 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20308 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,053 sqft · built 2013
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2015)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E1-22000.1290`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E1-22000.1290`
Alternative APNs	`262946E1220001290` `10559206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,053 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	1,906 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Patio Area	147 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559206
Street Address	20308 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 129
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E1
Legal Block	4
Legal Lot Number	129
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4003
Census Tract	50311

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20308 BLACK TREE LN, ESTERO, FL 33928-6444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	2015180306
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20308 BLACK TREE LN, ESTERO, FL 33928-6444
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20308 BLACK TREE LN, ESTERO, FL 33928-6444

Mortgage

Document Number	0000178463
Date	Jun 1, 2021
Instrument	2021000178463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20308 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000193403
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20308 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number	0000193403
Date	Sep 18, 2017
Instrument	193403

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20308 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number	0000094213
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20308 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number	0000094213
Date	May 2, 2017
Instrument	94213

Lender

Name	SUNCOAST FCU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,123.00 (+15.46%) Homeowner's exemption	$279,280 (+5.99%)	$439,021 (-5.03%) Land $94,146 Building $344,875
2023	$5,303.00 (+35.56%) Homeowner's exemption	$263,504 (+3%)	$462,289 (+25.38%) Land $86,130 Building $376,159
2022	$3,912.00 Homeowner's exemption	$255,829	$368,702 Land $92,500 Building $276,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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