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20304 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20304 Black Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2013
Square Footage2,814 sqft Living Area
Lot Size7,754 sqft (0.178 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2020)
Tax Bill$6,748.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-46-26-E1-22000.1280
Alternative APNs
  • 262946E1220001280
  • 29462622000001280
  • 10559205

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,814 sqft Living Area
Gross Area3,317 sqft Gross Area
1st Floor1,303 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area7,754 sqft (0.178 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area463 sqft Garage
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10559205
Street Address20304 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6444
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 128
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE1
Legal Block4
Legal Lot Number128
Legal Unit2
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup4
Census Block4003
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E1-22000.1280

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20304 BLACK TREE LN, ESTERO, FL 33928-6444
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 01, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 18, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
ALLEGIANT LNDG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2020 · Amount on Record
Deed SaleMar 18, 2020 · Amount on Record
Prior SaleSep 11, 2013 · Amount on Record
Deed Doc Number202068118
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20304 BLACK TREE LN, ESTERO, FL 33928-6444
Transaction TypeMortgage
Record UpdatedJan 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20304 BLACK TREE LN, ESTERO, FL 33928-6444

Mortgage

Document Number0000394010
DateDec 27, 2022
Instrument2022000394010
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20304 BLACK TREE LN, ESTERO, FL 33928-6444
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20304 BLACK TREE LN, ESTERO, FL 33928-6444

Mortgage

Document Number0000389365
DateNov 29, 2021
Instrument2021000389365
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueDec 01, 2049

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20304 BLACK TREE LN, ESTERO, FL 33928-6444
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20305 BLACK TREE LN, ESTERO, FL 33928-6451

Mortgage

Document Number0000178132
DateJun 01, 2021
Instrument2021000178132
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 18, 2020
Property Address20304 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number0000068118
Instrument DateMar 13, 2020
Instrument68118
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyMARKETPLACE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20304 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number68119
DateMar 18, 2020
Instrument68119
Lender
NameALLEGIANT LNDG LLC
AddressLAKE CITY, FL 32025
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,748.00 (+14.47%) Homeowner's exemption$327,301 (+5.99%)$426,774 (-13%) Land $94,146 Building $332,628
2023$5,895.00 (+31.2%) Homeowner's exemption$308,813 (+3%)$490,533 (+25.39%) Land $86,130 Building $404,403
2022$4,493.00 Homeowner's exemption$299,818$391,219 Land $92,500 Building $298,719

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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