20309 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20309 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,912 sqft · built 2013
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Jan 2026)
Tax Bill$9,532 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E1-22000.1450

Property Details

APN / Parcel Number

Primary APN29-46-26-E1-22000.1450
Alternative APNs
  • 262946E1220001450
  • 29462622000001450
  • 10559222

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,912 sqft Living Area
Gross Area3,509 sqft
1st Floor Area2,032 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,013 sqft (0.161 acres)
View / LotLake
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area177 sqft
Patio Area488 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10559222
Street Address20309 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 145
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE1
Legal Block4
Legal Lot Number145
Legal Unit2
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20309 BLACK TREE LN, ESTERO, FL 33928-6451
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleSep 29, 2014 · Amount on Record
Deed Document Number202622299
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 28, 2026
Property Address20309 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number0000022299
Map ReferenceDOC 2012000195620
Instrument DateJan 27, 2026
Instrument2026000022299
Transaction TypeTransfer
Record UpdatedFeb 9, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25322 DURANGO CT, PUNTA GORDA, FL 33955-4303

Transferred To (Grantee/Buyer)

NameVerified Name
Address20309 BLACK TREE LN, ESTERO, FL 33928-6451

Mortgage

Document Number0000022300
DateJan 28, 2026
Instrument2026000022300
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,532.00 (+13.67%)$499,521 (-4.91%)$502,898 (-4.27%) Land $130,411 Building $372,487
2023$8,386.00 (+32.77%)$525,325 (+16.23%) Land $116,252 Building $409,073$525,325 (+16.23%) Land $116,252 Building $409,073
2022$6,316.00$451,967 Land $97,500 Building $354,467$451,967 Land $97,500 Building $354,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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