201 S 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 201 S 3rd St, Geneva, IL 60134

Property Summary

Property Type	Commercial
Details	5,590 sqft · built 1880
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on Record
Tax Bill	$22,205 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03-456-001`

Property Details

APN / Parcel Number

Primary APN	`12-03-456-001`

Interior

Stories	2 Stories
Building Area	5,590 sqft Gross Area
Basement Area	1,050 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	201 S 3RD ST
City	GENEVA
State	IL
Zip	60134-2723
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LT 4 & 5 EX S 75 BLK 69 OT GENEVA
Legal Subdivision	GENEVA
Legal Block	2
Legal Lot Number	4&5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2041
Census Tract	852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17 N 1ST ST, GENEVA, IL 60134-2220
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	201 S 3RD ST, GENEVA, IL 60134-2723
Document Number	0000021421
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number	0000021421
Date	May 9, 2018
Instrument	21421

Lender

Name	COMMUNITY BUSN LNDR SVC
Type	Construction/Development Company
Address	WEST DES MOLNES, IA 50266

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 8, 2033

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,205.00 (+13.55%)	$289,053 (+8.5%) Land $96,408 Building $192,645	$867,506 (+8.5%) Land $289,340 Building $578,166
2024		$266,408 (+18.38%) Land $88,855 Building $177,553	$799,544 (+18.43%) Land $266,672 Building $532,872
2022	$19,556.00 (+2.03%)	$225,041 (+3.86%) Land $75,058 Building $149,983	$675,123 (+3.86%) Land $225,174 Building $449,949
2021	$19,166.00	$216,677 Land $72,268 Building $144,409	$650,031 Land $216,804 Building $433,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20