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127 S 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 127 S 3rd St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details5,250 sqft · built 1955
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Tax Bill$19,787 (2025)
Deeds & MortgagesAug 2026 Transfer
Jan 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-03-453-008

Property Details

APN / Parcel Number

Primary APN12-03-453-008

Interior

Stories1 Story
Building Area5,250 sqft Gross Area
1st Floor Area3,750 sqft
Basement Area1,500 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address127 S 3RD ST
CityGENEVA
StateIL
Zip60134-2721
Property CategoryCommercial
Property TypeCommercial > Retail
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number6,7
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2030
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address0N801 FRIENDSHIP WAY, GENEVA, IL 60134-6207
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 5, 2020Loan Modification, Mortgage
FIRST SECURE CMNTY BK
Mar 28, 2018Quit Claim Deed, Foreclosure
ATTORNEY ONLY
Dec 23, 2014Loan Modification, Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2018
Deed SaleMar 28, 2018
Deed Document Number201814076
Last Transfer DateAug 31, 2026
Transfer Doc0000037697
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 31, 2026
Property Address127 S 3RD ST, GENEVA, IL 60134-2721
Document Number0000037697
Instrument DateAug 31, 2026
Instrument202637697
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address0N801 FRIENDSHIP WAY, GENEVA, IL 60134-6207

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address127 S 3RD ST, GENEVA, IL 60134-2721
Document Number0000005532
Instrument DateJan 5, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address0N745 BARTELT RD GENEVA IL 601346077, GENEVA, IL 60134-6077

Mortgage

Document Number0000005532
DateJan 30, 2020
Instrument5532
Lender
NameFIRST SECURE CMNTY BK
AddressSUGAR GROVE, IL 60554
Agreement
Term36 Months
DueJan 29, 2023

March 2018: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 28, 2018
Property Address127 S 3RD ST, GENEVA, IL 60134-2721
Document Number0000014076
Instrument DateMar 23, 2018
Instrument14076
Transaction TypeForeclosure
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressN745 BARTELT RD GENEVA IL 60134, GENEVA, IL 60134

December 2014: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address127 S 3RD ST, GENEVA, IL 60134-2721
Document Number0000019989
Instrument DateDec 23, 2014
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address0N745 BARTELT RD GENEVA IL 601346077, GENEVA, IL 60134-6077

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,787.00 (+13.54%)$257,578 (+8.5%) Land $64,271 Building $193,307$773,043 (+8.5%) Land $192,890 Building $580,153
2024$237,399 (+18.38%) Land $59,236 Building $178,163$712,482 (+18.43%) Land $177,779 Building $534,703
2022$17,427.00 (+2.04%)$200,536 (+3.86%) Land $50,038 Building $150,498$601,608 (+3.86%) Land $150,114 Building $451,494
2021$17,079.00$193,083 Land $48,178 Building $144,905$579,249 Land $144,534 Building $434,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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