121 S 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 121 S 3rd St, Geneva, IL 60134

Property Summary

Property Type	Commercial
Lot Size	0.084 acres (3,691 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Aug 2005)
Tax Bill	$12,827 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-03-453-019`

Property Details

APN / Parcel Number

Primary APN	`12-03-453-019`

Exterior

Lot Area	3,691 sqft (0.084 acres)

Location & Zoning

Street Address	121 S 3RD ST
City	GENEVA
State	IL
Zip	60134-2733
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PART OF LOTS 6 & 7 IN BLOCK 56 OF THE ORIGINAL TOWN OF GENEVA AS DESCRIBED IN 2008K047296 (EX THAT PART DESCRIBED IN 2013K021826)
Legal Subdivision	TOWN GENEVA
Legal Block	56
Legal Lot Number	6,7
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2030
Census Tract	852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	614 EASTON AVE, GENEVA, IL 60134-3034
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2005 · Amount on Record
Deed Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	200598674
Last Transfer Date	Dec 20, 2012
Transfer Doc	0000021826
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	121 S 3RD ST, GENEVA, IL 60134-2733
Document Number	0000026312
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	614 EASTON AVE GENEVA IL 601343034, GENEVA, IL 60134-3034

Mortgage

Document Number	0000026312
Date	May 24, 2017
Instrument	26312

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2027

Interest

Rate Type	Adjustable Rate
Rate	1.91%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,827.00 (+13.54%)
2024		$153,897 (+18.38%) Land $35,068 Building $118,829	$461,876 (+18.43%) Land $105,246 Building $356,630
2022	$11,297.00 (+2.04%)	$130,000 (+3.86%) Land $29,623 Building $100,377	$390,000 (+3.86%) Land $88,869 Building $301,131
2021	$11,071.00	$125,168 Land $28,522 Building $96,646	$375,504 Land $85,566 Building $289,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20