Kane County property record for 123 S 3rd St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 1,275 sqft · built 1948 |
| Lot Size | 0.71 acres (3,072 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Oct 2022) |
| Tax Bill | $9,561 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-453-007 |
| Primary APN | 12-03-453-007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,275 sqft Gross Area |
| 1st Floor Area | 1,275 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 3,072 sqft (0.71 acres) |
| Cooling System | Central |
|---|
| Street Address | 123 S 3RD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
123 S 3rd St, a commercial property, is owned by a company that bought it in October 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5N466 HARVEST LN, SAINT CHARLES, IL 60175-8242 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · Line of Credit TBK BANK SSB |
| Aug 3, 2021 | Deed, Transfer · Commercial Mortgage BYLINE BANK |
| Jun 10, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Aug 3, 2021 · Amount on File |
| Deed Document Number | 202248833 |
| Prior Transfer Date | Jun 10, 2021 |
| Prior Transfer Doc | 0000044572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 4, 2022 |
| Property Address | 123 S 3RD ST, GENEVA, IL 60134-2721 |
| Document Number | 0000048833 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022K048833 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5N466 HARVEST LN, SAINT CHARLES, IL 60175-8242 |
| Document Number | 0000048834 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022K048834 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 3, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2021 |
| Property Address | 123 S 3RD ST, GENEVA, IL 60134-2721 |
| Document Number | 0000058928 |
| Map Reference | 6&7 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021K058928 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 S 3RD ST, GENEVA, IL 60134-2721 |
| Document Number | 0000058929 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021K058929 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 10, 2021 |
| Property Address | 123 S 3RD ST, GENEVA, IL 60134-2721 |
| Document Number | 0000044572 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021K044572 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 S 3RD ST, GENEVA, IL 60134-2721 |
The 2025 property tax bill for 123 S 3rd St was $9,561.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,561.00 | $124,467 (+8.5%) Land $32,907 Building $91,560 | $373,550 (+8.5%) Land $98,761 Building $274,790 |
| 2024 | $114,716 Land $30,329 Building $84,387 | $344,286 Land $91,023 Building $253,262 | |
| 2022 | $8,421.00 (+2.04%) | $96,903 (+3.86%) Land $25,620 Building $71,283 | $290,709 (+3.86%) Land $76,860 Building $213,849 |
| 2021 | $8,253.00 | $93,302 Land $24,668 Building $68,634 | $279,906 Land $74,004 Building $205,902 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures