Clackamas County property record for 1977 Highlands Loop, Lake Oswego, OR 97034
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 3,709 sqft · built 2017 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Jul 2015) |
| Tax Bill | $30,459 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E04BA00510 |
| Primary APN | 21E04BA00510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,709 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Account Number | 05026348 |
|---|---|
| Street Address | 1977 HIGHLANDS LOOP |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97034-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARTITION PLAT 2015-009 PARCEL 23 |
| Legal Subdivision | PARTITION PLAT |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20101 |
1977 Highlands Loop is owned and occupied by an individual who bought it in July 2015.
Source: Clackamas County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1977 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2015 · Amount on File |
| Deed Sale | Jul 10, 2015 · Amount on File |
| Deed Document Number | 2015-045191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 1977 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013184 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021-013184 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
The 2025 property tax bill for 1977 Highlands Loop was $30,459.
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,459.00 | $1,586,101 | $2,874,167 Land $1,274,867 Building $1,599,300 |
| 2023 | $28,776.00 | $1,495,053 | $2,667,828 Land $1,165,408 Building $1,502,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1977 Highlands Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1977 Highlands Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | PORTLAND WATER BUREAU |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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