1964 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1964 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,430 sqft · built 2018
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Company Names on Record
Last Sale	$3,500,000 (Mar 2022)
Tax Bill	$32,076 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E04BA00517`

Property Details

APN / Parcel Number

Primary APN	`21E04BA00517`
Alternative APN	`05026543`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	6,430 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Account Number	05026543
Street Address	1964 HIGHLANDS LOOP
City	LAKE OSWEGO
State	OR
Zip	97034-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PARTITION PLAT 2015-006 PARCEL 17
Legal Range	1E
Legal Township	2S
Legal Section	04
Legal Subdivision	PARTITION PLAT 2015-006
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2007
Census Tract	20101

Owner

Source: Clackamas County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1964 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	202217566
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 15, 2026
Property Address	1964 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000025122
Instrument Date	Jun 11, 2026
Instrument	202625122
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1964 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 23, 2022
Property Address	1964 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000017566
Instrument Date	Mar 18, 2022
Instrument	2022-017566
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	LAWYERS TITLE/OR LLC, LAWYERS TITLE OF OREGON LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

Mortgage

Document Number	0000017567
Date	Mar 23, 2022
Instrument	2022-017567

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0000017568
Date	Mar 23, 2022
Instrument	2022-017568

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,076.00 (+5.85%)	$1,670,292 (+6.09%)	$3,064,317 (+8.3%) Land $1,274,867 Building $1,789,450
2023	$30,304.00	$1,574,411	$2,829,438 Land $1,165,408 Building $1,664,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Also Mapped Here	PORTLAND WATER BUREAU
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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