1955 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1955 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,044 sqft · built 2017
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$1,925,000 (May 2018)
Tax Bill	$30,966 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E04BA00524`

Property Details

APN / Parcel Number

Primary APN	`21E04BA00524`
Alternative APN	`05026548`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	4,044 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Account Number	05026548
Street Address	1955 HIGHLANDS LOOP
City	LAKE OSWEGO
State	OR
Zip	97034-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARTITION PLAT 2015-009 PARCEL 24
Legal Subdivision	PARTITION PLAT
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2006
Census Tract	20101

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1955 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER COMMUNITY BANK
May 24, 2018	Warranty Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	2018-032110
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1955 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046635
Date	Aug 22, 2022
Instrument	2022-046635

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1955 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055258
Date	Jun 7, 2021
Instrument	2021-055258

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1955 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019832
Date	Mar 24, 2017
Instrument	2017-019832

Lender

Name	PREMIER COMMUNITY BANK
Type	Bank
Address	HILLSBORO, OR 97123

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 24, 2018
Property Address	1955 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000032110
Instrument Date	May 23, 2018
Instrument	2018-032110
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 NW LOVEJOY ST UNIT 812, 1001, PORTLAND, OR 97209-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19555 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034

Mortgage

Document Number	0000032111
Date	May 24, 2018
Instrument	2018-032111

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,966.00 (+5.85%)	$1,612,470 (+6.09%)	$2,907,417 (+7.7%) Land $1,274,867 Building $1,632,550
2023	$29,255.00	$1,519,908	$2,699,658 Land $1,165,408 Building $1,534,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Also Mapped Here	PORTLAND WATER BUREAU
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Highlands Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures