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1940 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1940 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,143 sqft · built 2016
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$2,420,000 (May 2024)
Tax Bill$28,844 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN21E04BA00519

Property Details

APN / Parcel Number

Primary APN21E04BA00519
Alternative APN
  • 05026544

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Building Area4,143 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Account Number05026544
Street Address1940 HIGHLANDS LOOP
CityLAKE OSWEGO
StateOR
Zip97034-1549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionPARTITION PLAT 2015-007 PARCEL 19
Legal Range1E
Legal Township2S
Legal Section04
Legal SubdivisionPARTITION PLAT 2015-007
Legal Lot Number19
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2007
Census Tract20101

Owner

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2619 NW 108TH TER, PORTLAND, OR 97229-5110
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 20, 2017Warranty Deed, Transfer
WFG TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2024 · Amount on Record
Deed SaleMay 21, 2024 · Amount on Record
Prior SaleNov 20, 2017 · Amount on Record
Deed Document Number202417678
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address1940 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

Mortgage

Document Number0000005625
DateFeb 13, 2026
Instrument2026-005625
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2041

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateNov 20, 2017
Property Address1940 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number0000078525
Instrument DateNov 8, 2017
Instrument78525
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyWFG TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Tax$1,660.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1940 HIGHLANDS LOOP LAKE OSWEGO OR 970341549, LAKE OSWEGO, OR 97034-1549

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,844.00 (+5.85%)$1,502,006 (+6.09%)$2,661,527 (+8.43%) Land $1,274,867 Building $1,386,660
2023$27,250.00$1,415,786$2,454,698 Land $1,165,408 Building $1,289,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.1% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Also Mapped HerePORTLAND WATER BUREAU
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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