1956 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1956 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,332 sqft · built 2016
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$2,910,000 (Feb 2023)
Tax Bill	$32,356 (2025)
Deeds & Mortgages	Oct 2026 Transfer Oct 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21E04BA00508`

Property Details

APN / Parcel Number

Primary APN	`21E04BA00508`
Alternative APN	`05026344`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,332 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	05026344
Street Address	1956 HIGHLANDS LOOP
City	LAKE OSWEGO
State	OR
Zip	97034-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PARTITION PLAT 2015-007 PARCEL 18
Legal Range	1E
Legal Township	2S
Legal Section	04
Legal Subdivision	PARTITION PLAT 2015-007
Legal Lot Number	20
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2007
Census Tract	20101

Owner

1956 Highlands Loop is owned and occupied by an individual who acquired it in October 2026.

Source: Clackamas County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Feb 21, 2023	Warranty Deed, Transfer LAWYERS TITLE
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 5, 2019	Warranty Deed, Transfer · ARM MUFG UNION BANK NA
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Document Number	20235380
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000042534
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 1, 2026
Property Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000042534
Instrument Date	Oct 1, 2026
Instrument	202642534
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

October 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 1, 2026
Property Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000042522
Instrument Date	Oct 1, 2026
Instrument	202642522
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 21, 2023
Property Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000005380
Map Reference	DOC 2015-002666
Instrument Date	Feb 15, 2023
Instrument	2023-005380
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029584
Date	May 23, 2022
Instrument	2022-029584

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 5, 2019
Property Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000017829
Instrument Date	Apr 4, 2019
Instrument	2019-017829
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549

Mortgage

Document Number	0000017830
Date	Apr 5, 2019
Instrument	2019-017830

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	481 Months
Due	May 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

Mortgage

Document Number	0000017831
Date	Apr 5, 2019
Instrument	2019-017831

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1956 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000017831
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 HIGHLANDS LOOP LAKE OSWEGO OR 970341549, LAKE OSWEGO, OR 97034-1549

Mortgage

Document Number	0000017831
Date	Apr 5, 2019
Instrument	17831

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1956 Highlands Loop was $32,356.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,356.00	$1,684,867	$3,065,947 Land $1,274,867 Building $1,791,080
2023	$30,568.00	$1,588,150	$2,831,398 Land $1,165,408 Building $1,665,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1956 Highlands Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1956 Highlands Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Also Mapped Here	PORTLAND WATER BUREAU
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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