1911 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1911 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,868 sqft · built 1951
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$2,750,000 (Aug 2015)
Tax Bill	$48,951 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E04BA00512`

Property Details

APN / Parcel Number

Primary APN	`21E04BA00512`
Alternative APN	`05026349`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	5,868 sqft Living Area

Exterior

Year Built	Built 1951
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Account Number	05026349
Street Address	1911 HIGHLANDS LOOP
City	LAKE OSWEGO
State	OR
Zip	97034-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARTITION PLAT 2014-071 PARCEL 12
Legal Subdivision	PARTITION PLAT
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2006
Census Tract	20101

Owner

1911 Highlands Loop is owned and occupied by two individuals who bought it in August 2015.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1911 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2015 · Amount on File
Deed Sale	Aug 31, 2015 · Amount on File
Deed Document Number	2015-058812
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1911 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027052
Date	Jul 31, 2023
Instrument	2023-027052

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1911 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033784
Date	May 11, 2020
Instrument	2020-033784

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1911 Highlands Loop was $48,951.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,951.00	$2,549,005	$4,465,560 Land $1,172,540 Building $3,293,020
2023	$46,246.00	$2,402,683	$4,134,917 Land $1,071,867 Building $3,063,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1911 Highlands Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1911 Highlands Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Also Mapped Here	PORTLAND WATER BUREAU
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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