1948 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1948 Summit Ridge Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,451 sqft · built 2006
Lot Size0.254 acres (11,078 sqft)
OwnerIndividual Name on Record
Last Sale$760,000 (Mar 2025)
Tax Bill$5,123 (2025)
Flood ZoneZone X (minimal risk)
APN08-05-26-014264-005-54

Property Details

APN / Parcel Number

Primary APN08-05-26-014264-005-54

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,451 sqft Heated Area
Gross Area4,915 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,078 sqft (0.254 acres)
Garage Area912 sqft
Pool Area975 sqft
PorchPorch
Porch Area732 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1948 SUMMIT RIDGE RD
CityFLEMING ISLAND
StateFL
Zip32003-4963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 54 SPRING CREEK @ EAGLE HARBOR AS REC O R 4911 PG 928
Legal Range26
Legal Township05
Legal Section08
Legal SubdivisionSPRING CREEK
Legal Lot Number54
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1023
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1948 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2025 · Amount on Record
Deed SaleMar 18, 2025 · Amount on Record
Prior SaleOct 17, 2013 · Amount on Record
Deed Document Number2025011855
Deed Book / Page4911 / 928
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,123.00 (-29.01%) Homeowner's exemption$376,071 (+5.99%)$661,313 (+6.76%) Land $100,000 Building $561,313
2023$7,217.00 (+4.9%) Homeowner's exemption$354,829 (+3%)$619,466 (+20.21%) Land $100,000 Building $519,466
2022$6,880.00 Homeowner's exemption$344,495$515,318 Land $70,000 Building $445,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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