1939 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1939 Summit Ridge Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,414 sqft · built 2006
Lot Size	0.362 acres (15,812 sqft)
Owner	Individual Name on Record
Last Sale	$759,500 (Sep 2024)
Tax Bill	$7,595 (2023)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-005-73`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-005-73`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,414 sqft Heated Area
Gross Area	4,547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,812 sqft (0.362 acres)
Garage Area	677 sqft
Pool Area	450 sqft
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1939 SUMMIT RIDGE RD
City	FLEMING ISLAND
State	FL
Zip	32003-4967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 73 SPRING CREEK @ EAGLE HARBOR AS REC O R 4858 PG 1337
Legal Range	26
Legal Township	05
Legal Section	08
Legal Subdivision	SPRING CREEK
Legal Lot Number	73
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1026
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1939 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	2024043104
Deed Book / Page	4858 / 1337
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1939 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4967
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4967

Mortgage

Document Number	0045440849
Date	Dec 6, 2021
Book Page	4544/849
Instrument	2021077341

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$655,319 (+72.56%) Land $85,000 Building $570,319	$655,319 (+14.27%) Land $85,000 Building $570,319
2023	$7,595.00 (+4.79%) Homeowner's exemption	$379,755 (+3%)	$573,464 (+19.63%) Land $85,000 Building $488,464
2022	$7,248.00 Homeowner's exemption	$368,695	$479,359 Land $60,000 Building $419,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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