Clay County property record for 1965 Summit Ridge Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,835 sqft · built 2005 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $633,800 (Sep 2005) |
| Tax Bill | $6,719 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-26-014264-004-01 |
| Primary APN | 07-05-26-014264-004-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,835 sqft Heated Area |
| Gross Area | 4,813 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,695 sqft (0.521 acres) |
| Garage Area | 750 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1965 SUMMIT RIDGE RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 1 CYPRESS CREEK @ EAGLE HARBOR AS REC O R 2602 982 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 07 |
| Legal Subdivision | CYPRESS CREEK |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30707 |
1965 Summit Ridge Rd is owned and occupied by an individual who bought it in September 2005.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1965 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2005 · Amount on File |
| Deed Sale | Sep 22, 2005 · Amount on File |
| Prior Sale | Jan 12, 2005 · Amount on File |
| Deed Document Number | 2005069581 |
| Deed Book / Page | 2602 / 0982 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1965 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4968 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1965 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4968 |
| Document Number | 0050001807 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5000/1807 |
| Instrument | 2025060466 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 1965 Summit Ridge Rd was $6,719 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,719.00 Homeowner's exemption | $480,682 | $682,541 Land $120,000 Building $562,541 |
| 2023 | $8,848.00 (+4.46%) Homeowner's exemption | $453,531 (+3%) | $634,027 (+14.72%) Land $120,000 Building $514,027 |
| 2022 | $8,470.00 Homeowner's exemption | $440,322 | $552,652 Land $90,000 Building $462,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1965 Summit Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1965 Summit Ridge Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures