1936 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1936 Summit Ridge Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,302 sqft · built 2005
Lot Size	0.254 acres (11,090 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-005-51`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-005-51`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,302 sqft Heated Area
Gross Area	4,556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,090 sqft (0.254 acres)
Garage Area	665 sqft

Exterior Amenities

Porch	Porch
Porch Area	589 sqft
Patio Area	96 sqft
Balcony	Balcony
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1936 SUMMIT RIDGE RD
City	FLEMING ISLAND
State	FL
Zip	32003-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 51 SPRING CREEK @ EAGLE HARBOR AS REC O R 3857 PG 807
Legal Range	26
Legal Township	05
Legal Section	08
Legal Subdivision	SPRING CREEK
Legal Lot Number	51
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1023
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1936 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020
Deed Sale	Jul 13, 2020
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	2016023405
Deed Book / Page	3857 / 0807
Prior Transfer Date	May 13, 2016
Prior Transfer Doc	2016023405
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1936 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043160448
Date	Jun 10, 2020
Book Page	4316/448
Instrument	2020028377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,240.00 (-28.47%) Homeowner's exemption	$383,700 (+5.99%)	$588,864 (+7.01%) Land $100,000 Building $488,864
2023	$7,326.00 (+4.87%) Homeowner's exemption	$362,027 (+3%)	$550,298 (+19.82%) Land $100,000 Building $450,298
2022	$6,986.00 Homeowner's exemption	$351,483	$459,283 Land $70,000 Building $389,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20