Clay County property record for 1940 Summit Ridge Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,734 sqft · built 2006 |
| Lot Size | 0.243 acres (10,611 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $442,000 (Sep 2021) |
| Tax Bill | $2,104 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-26-014264-005-52 |
| Primary APN | 08-05-26-014264-005-52 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Heated Area |
| Gross Area | 3,471 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,611 sqft (0.243 acres) |
| Garage Area | 406 sqft |
| Porch | Porch |
| Porch Area | 331 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1940 SUMMIT RIDGE RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 52 SPRING CREEK @ EAGLE HARBOR AS REC O R 4513 PG 1500 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 08 |
| Legal Subdivision | SPRING CREEK |
| Legal Lot Number | 52 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1940 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Sep 3, 2014 · Amount on Record |
| Deed Document Number | 2021060411 |
| Deed Book / Page | 4513 / 1500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1940 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042630983 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 4263/0983 |
| Instrument | 2019068009 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 1940 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963 |
| Document Number | 0045131500 |
| Book / Page | 4513 / 1500 |
| Map Reference | MB 42 PG 28-36 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021060411 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,094.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2011 POND RIDGE CT # CT1206, 2011, FLEMING ISLAND, FL 32003-4024 |
| Name | Verified Name |
|---|---|
| Address | 1940 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963 |
| Document Number | 0045131502 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 4513/1502 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $423,751 (+5.99%) | $499,273 (+6.7%) Land $100,000 Building $399,273 |
| 2023 | $2,104.00 (-5.99%) Disabled Person's exemption Veteran's exemption | $399,815 (+3%) | $467,934 (+20.55%) Land $100,000 Building $367,934 |
| 2022 | $2,238.00 Disabled Person's exemption Veteran's exemption | $388,170 Land $70,000 Building $318,170 | $388,170 Land $70,000 Building $318,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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