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1944 Summit Ridge Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 1944 Summit Ridge Rd, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,331 sqft · built 2005
Lot Size0.253 acres (11,041 sqft)
OwnerIndividual Name on File
Last Sale$645,000 (Jul 2022)
Tax Bill$8,555 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-05-26-014264-005-53

Property Details

APN / Parcel Number

Primary APN08-05-26-014264-005-53

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,331 sqft Heated Area
Gross Area4,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,041 sqft (0.253 acres)
Garage Area795 sqft
PorchPorch
Porch Area494 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1944 SUMMIT RIDGE RD
CityFLEMING ISLAND
StateFL
Zip32003-4963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 53 SPRING CREEK @ EAGLE HARBOR AS REC O R 4632 PG 83
Legal Range26
Legal Township05
Legal Section08
Legal SubdivisionSPRING CREEK
Legal Lot Number53
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1023
Census Tract30707

Owner

Source: Clay County records · APN 08-05-26-014264-005-53

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1944 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleJul 30, 2008 · Amount on Record
Deed Document Number2022045461
Deed Book / Page4632 / 83
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 26, 2022
Property Address1944 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963
Document Number0046320083
Book / Page4632 / 83
Map ReferenceMB 42 PG 28-36
Instrument DateJul 22, 2022
Instrument2022045461
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,515.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1944 SUMMIT RIDGE RD, FLEMING ISLAND, FL 32003-4963

Mortgage

Document Number0000463289
DateJul 26, 2022
Instrument4632/89
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,555.00 (-18.06%) Homeowner's exemption$601,065 (+5.99%)$606,792 (+7%) Land $100,000 Building $506,792
2023$10,440.00 (+62.34%) Homeowner's exemption$567,113 (+80.05%) Land $100,000 Building $467,113$567,113 (+19.69%) Land $100,000 Building $467,113
2022$6,431.00 Homeowner's exemption$314,967$473,834 Land $70,000 Building $403,834

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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