1905 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1905 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1905
Square Footage	1,754 sqft Finished Area
Lot Size	3,200 sqft (0.073 acres)
Occupancy	Owner Occupied
Last Sale	$205,500 (2021)
Tax Bill	$2,072.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`055-32-03-007.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,754 sqft Finished Area
Gross Area	2,323 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1905
Exterior Material	Brick Exterior
Foundation Type	Stone Foundation
Roof Material	Composition Shingle Roof
Lot Area	3,200 sqft (0.073 acres)
Depth X Width	100 ft x 32 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	0553203007.00
Street Address	1905 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1434
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NIXONS PT LOTS 16-17 32'X 100' WS GARRARD 73' S 19TH ST
Legal Subdivision	NIXONS
Legal Lot Number	16,17
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2019
Census Tract	60900

Owner

Source: Kenton County records · APN 055-32-03-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1905 GARRARD ST, COVINGTON, KY 41014-1434
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Aug 27, 1999 · Amount on Record
Deed Doc Number	0000133890
Deed Book / Page	133 / 890
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 30, 2021
Property Address	1905 GARRARD ST, COVINGTON, KY 41014-1434
Document Number	0005900060
Book / Page	133 / 890
Instrument Date	Nov 24, 2021
Instrument	21113005900060
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 WINDING WAY, 1007, LA CANADA FLINTRIDGE, CA 91011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	1905 GARRARD ST, COVINGTON, KY 41014-1434

Mortgage

Document Number	0005900061
Date	Nov 30, 2021
Book Page	308/47
Instrument	21113005900061

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (-2.22%) Disabled Person's exemption	$205,500 (-) Land $5,000 Building $200,500	$205,500 (-) Land $5,000 Building $200,500
2023	$2,119.00 Disabled Person's exemption	$205,500 Land $5,000 Building $200,500	$205,500 Land $5,000 Building $200,500