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1901 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1901 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1894
Square Footage1,976 sqft Finished Area
Lot Size2,448 sqft (0.056 acres)
OccupancyOwner Occupied
Last Sale$142,500 (2021)
Tax Bill$1,888.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-03-005.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,976 sqft Finished Area
Gross Area2,120 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1894
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeStone Foundation
Roof MaterialSlate Roof
Lot Area2,448 sqft (0.056 acres)
Depth X Width68 ft x 36 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0553203005.00
Street Address1901 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNIXONS PT LOT 14 36'X 68' SW COR 19TH & GARRARD
Legal SubdivisionNIXONS
Legal Lot Number14
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2019
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-03-005.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address1901 GARRARD ST, COVINGTON, KY 41014-1434
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Apr 06, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
US BANK NA
Dec 04, 2017Quit Claim Deed, Mortgage
L&N FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2021 · Amount on Record
Deed SaleApr 06, 2021 · Amount on Record
Prior SaleDec 04, 2017 · Amount on Record
Deed Doc Number0000082565
Deed Book / Page82 / 565
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1901 GARRARD ST, COVINGTON, KY 41014-1434
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 GARRARD ST, COVINGTON, KY 41014-1434

Mortgage

Document Number0005900049
DateJun 23, 2022
Book Page382/674
Instrument22062305900049
Lender
NameUS BANK NA
TypeBank
Address42381
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term346 Months
DueApr 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 06, 2021
Property Address1901 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0005900102
Book / Page82 / 565
Map ReferencePL 200
Instrument DateMar 30, 2021
Instrument21040605900102
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12420 SHEPPARD WAY, 12420, WALTON, KY 41094-7837

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1901 GARRARD ST, COVINGTON, KY 41014-1434

Mortgage

Document Number0005900103
DateApr 06, 2021
Instrument21040605900103
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

December 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 04, 2017
Property Address1901 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0000000208
Book / Page0C6307 / 000080
Instrument DateNov 14, 2017
Instrument208
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1901 GARRARD ST COVINGTON KY 410141434, COVINGTON, KY 41014-1434

Mortgage

Document Number211
DateDec 04, 2017
Book Page0C6307/000082
Instrument211
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
AmountAmount Recorded
Term360 Months
DueDec 03, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,888.00 (-0.53%)$142,500 (-) Land $5,000 Building $137,500$142,500 (-) Land $5,000 Building $137,500
2023$1,898.00$142,500 Land $5,000 Building $137,500$142,500 Land $5,000 Building $137,500

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