1828 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1828 Garrard St, Covington, KY 41014

Property Summary

Property Type	Vacant Land
Details	1,458 sqft · built 1889
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (May 2024)
Tax Bill	$265 (2025)
Deeds & Mortgages	Sep 2022 Sale Feb 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`055-32-10-014.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-10-014.00`

Interior

Building Area	1,458 sqft

Exterior

Year Built	Built 1889
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	0553210014.00
Street Address	1828 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1433
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	50'X115' NEC 19TH & GARRARD E.L. SOUTHGATE DIV LOTS 23 24 25
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	24
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 EASTLAND DR, VILLA HILLS, KY 41017-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed, Transfer
Feb 7, 2022	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	0000284582
Deed Book / Page	284 / 582
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Sep 14, 2022
Property Address	1828 GARRARD ST, COVINGTON, KY 41014-1433
Document Number	0005900034
Book / Page	189 / 897
Instrument Date	Aug 31, 2022
Instrument	22091405900034
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Tax	$12.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9228 KENWOOD RD, 9228, BLUE ASH, OH 45242-7469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KINGSMEADOW LN, BLACKLICK, OH 43004-9206

February 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Feb 7, 2022
Property Address	1828 GARRARD ST, COVINGTON, KY 41014-1433
Document Number	0005900097
Book / Page	146 / 440
Instrument Date	Dec 20, 2021
Instrument	22020705900097
Transaction Type	Foreclosure
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE # AVE8TH, 230, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9228 KENWOOD RD, BLUE ASH, OH 45242-7469

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$265.00 (+63.58%)	$20,000 (+63.93%) Land $20,000	$20,000 (+63.93%) Land $20,000
2023	$162.00	$12,200 Land $12,200	$12,200 Land $12,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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