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1909 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1909 Garrard St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1914
Square Footage1,574 sqft Finished Area
Lot Size2,614 sqft (0.06 acres)
Garage220 sqft
Last Sale$94,350 (2021)
Tax Bill$1,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-03-009.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,574 sqft Finished Area
Gross Area1,954 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialBrick Exterior
Roof MaterialSlate Roof
Lot Area2,614 sqft (0.06 acres)
Depth X Width100 ft x 25 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area220 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1909 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNIXONS LOT 19
Legal SubdivisionNIXONS
Legal Lot Number19
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2019
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-03-009.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2261 MARKET ST, SAN FRANCISCO, CA 94114-1612
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed, Transfer
Oct 03, 2019Deed of Trust, Mortgage
BRANCH BK&TR
Dec 11, 2018Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Dec 12, 2018Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2021 · Amount on Record
Deed SaleFeb 02, 2021 · Amount on Record
Prior SaleDec 12, 2018 · Amount on Record
Deed Doc Number2021316
Deed Book / Page69 / 316
Prior Transfer DateDec 07, 2018
Prior Transfer Doc0005900123
Record RefreshedJun 08, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateFeb 02, 2021
Property Address1909 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0005900129
Book / Page69 / 316
Instrument DateJan 20, 2021
Instrument21020205900129
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

AmountAmount Recorded
Tax$94.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address807 MONROE ST, 807, NEWPORT, KY 41071-2062

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 PARK AVE, NEW YORK, NY 10003-1502
InvestorPossibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1909 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0000000232
Instrument DateOct 03, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1909 GARRARD ST COVINGTON KY 410141434, COVINGTON, KY 41014-1434

Mortgage

Document Number0000000232
DateOct 10, 2019
Book Page0C6775/000079
Instrument232
Lender
NameBRANCH BK&TR
TypeBank
AddressCRESTVIEW HILLS, KY 41017-4712
Agreement
AmountAmount Recorded
Term84 Months
DueOct 09, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 11, 2018
Property Address1909 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0000000278
Book / Page0C6562 / 000092
Instrument DateDec 07, 2018
Instrument278
Transaction TypeTransfer
Record UpdatedDec 24, 2018
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$16.75
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4789 RAPID RUN RD CINCINNATI OH 452385024, CINCINNATI, OH 45238-5024

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 12, 2018
Property Address1909 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0000000123
Book / Page0C6562 / 000342
Instrument DateDec 07, 2018
Instrument123
Transaction TypeTransfer
Record UpdatedDec 24, 2018
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3166 BROOKWOOD DR EDGEWOOD KY 410173207, EDGEWOOD, KY 41017-3207

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,249.00 (-0.56%)$94,300 (-) Land $5,000 Building $89,300$94,300 (-) Land $5,000 Building $89,300
2023$1,256.00$94,300 Land $5,000 Building $89,300$94,300 Land $5,000 Building $89,300

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