Kenton County property record for 1908 Garrard St, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1901 |
| Square Footage | 1,736 sqft Finished Area |
| Lot Size | 3,600 sqft (0.082 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,500 (2019) |
| Tax Bill | $1,786.00 (2025) |
| Primary APN | 055-32-11-026.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,736 sqft Finished Area |
| Gross Area | 2,016 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1901 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,600 sqft (0.082 acres) |
| Depth X Width | 100 ft x 36 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0553211026.00 |
|---|---|
| Street Address | 1908 GARRARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1435 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOOS & FLORER PT LOTS 39-40 36'X 100' ES GARRARD 79 2,3' S 19TH |
| Legal Subdivision | LOOS & FLORER |
| Legal Lot Number | 39,40 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-11-026.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 GARRARD ST, COVINGTON, KY 41014-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LANDMARK NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Sep 03, 2019 · Amount on Record |
| Deed Doc Number | 0000000113 |
| Deed Book / Page | 0C6742 / 000114 |
| Last Transfer Date | Dec 07, 2020 |
| Transfer Doc | 0000000241 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 07, 2020 |
| Property Address | 1908 GARRARD ST, COVINGTON, KY 41014-1435 |
| Document Number | 0000000241 |
| Book / Page | 000059 / 000520 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 241 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 GARRARD ST COVINGTON KY 410141435, COVINGTON, KY 41014-1435 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 03, 2019 |
| Property Address | 1908 GARRARD ST, COVINGTON, KY 41014-1435 |
| Document Number | 0000000113 |
| Book / Page | 0C6742 / 000114 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 113 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 GARRARD ST COVINGTON KY 410141435, COVINGTON, KY 41014-1435 |
| Document Number | 114 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 0C6742/000118 |
| Instrument | 114 |
| Name | LANDMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66505 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 (-0.5%) | $134,800 (-) Land $5,000 Building $129,800 | $134,800 (-) Land $5,000 Building $129,800 |
| 2023 | $1,795.00 | $134,800 Land $5,000 Building $129,800 | $134,800 Land $5,000 Building $129,800 |
1908 Garrard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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