1907 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1907 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1902
Square Footage	1,688 sqft Finished Area
Lot Size	3,200 sqft (0.073 acres)
Occupancy	Owner Occupied
Last Sale	$272,000 (2023)
Tax Bill	$3,604.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`055-32-03-008.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,688 sqft Finished Area
Gross Area	2,262 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1902
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Roof Material	Slate Roof
Lot Area	3,200 sqft (0.073 acres)
Depth X Width	100 ft x 32 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	341 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	0553203008.00
Street Address	1907 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1434
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NIXONS LOT 18 & PT LOT 17 32'X 100' WS GARRARD 105' S 19TH ST
Legal Subdivision	NIXONS
Legal Lot Number	18,17
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2019
Census Tract	60900

Owner

Source: Kenton County records · APN 055-32-03-008.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1907 GARRARD ST, COVINGTON, KY 41014-1434
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Oct 21, 2021
Deed Doc Number	0000241840
Deed Book / Page	241 / 840
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2023
Property Address	1907 GARRARD ST, COVINGTON, KY 41014-1434
Document Number	0005900102
Book / Page	KC 241 / 840
Instrument Date	Aug 11, 2023
Instrument	23081505900102
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2543 BELLUM DRIVE, BATAVIA, OH 45103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 GARRARD ST, COVINGTON, KY 41014-1434

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Oct 21, 2021
Property Address	1907 GARRARD ST, COVINGTON, KY 41014-1434
Document Number	0005900011
Book / Page	125 / 554
Instrument Date	Sep 10, 2021
Instrument	21102105900011
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1907 GARRARD ST, COVINGTON, KY 41014-1434

Mortgage

Document Number	0005900012
Date	Oct 21, 2021
Instrument	21102105900012

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 (+38.56%)	$272,000 (+39.27%) Land $5,000 Building $267,000	$272,000 (+39.27%) Land $5,000 Building $267,000
2023	$2,601.00 (+0.85%)	$195,300 (-) Land $5,000 Building $190,300	$195,300 (-) Land $5,000 Building $190,300
2022	$2,579.00	$195,300 Land $5,000 Building $190,300	$195,300 Land $5,000 Building $190,300

1907 Garrard St, Covington, KY 41014 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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