Miami County property record for 1885 Ginghamsburg Frederick Rd, Tipp City, OH 45371
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 6,379 sqft · built 1870 |
| Lot Size | 22.1 acres (964,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Dec 2012) |
| Tax Bill | $6,875 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G12-050150 |
| Primary APN | G12-050150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,379 sqft Living Area |
| 1st Floor Area | 7,972 sqft |
| Upper Floors Area | 2,393 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 964,375 sqft (22.1 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 386 sqft |
| Deck Area | 96 sqft |
| Patio Area | 749 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1885 GINGHAMSBURG FREDERICK RD |
|---|---|
| City | TIPP CITY |
| State | OH |
| Zip | 45371-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-32 PT SW PT NW |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 32 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 350101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LENDAMERICA HOME LOANS |
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP |
| Jun 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS |
| Apr 23, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage BRIDGEVIEW BANK GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2012 · Amount on Record |
| Deed Sale | Dec 11, 2012 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Document Number | 20122012OR-17194 |
| Deed Book / Page | 326 / 878 |
| Last Transfer Date | Apr 13, 2018 |
| Transfer Doc | 0000004788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 10, 2026 |
| Property Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Document Number | 0000007070 |
| Instrument Date | May 23, 2026 |
| Instrument | 20267070 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Document Number | 0000007070, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20267070 |
| Name | LENDAMERICA HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Document Number | 0000014403 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025OR-14403 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000009327 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022OR-09327 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008675 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020OR-08675 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Document Number | 0000011579 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1885 GINGHAMSBURG FREDERICK RD TIPP CITY OH 453719648, TIPP CITY, OH 45371-9648 |
| Document Number | 0000011579 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 11579 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 23, 2018 |
| Property Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Document Number | 0000004788 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 2018OR-04788 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1885 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9648 |
| Document Number | 0000004789 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 2018OR-04789 |
| Name | BRIDGEVIEW BANK GROUP |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Monroe Township |
| Unified School District | Tipp City Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,875.00 (+66.3%) Homeowner's exemption | $158,510 (+102.8%) Land $40,630 Building $117,880 | $624,600 (+41.89%) Land $287,800 Building $336,800 |
| 2024 | $4,134.00 (+13.7%) Homeowner's exemption | $78,160 (-) Land $33,460 Building $44,700 | |
| 2023 | $3,636.00 (-4.11%) Homeowner's exemption | $78,160 (-) Land $33,460 Building $44,700 | $440,200 (-) Land $312,500 Building $127,700 |
| 2022 | $3,792.00 Homeowner's exemption | $78,160 Land $33,460 Building $44,700 | $440,200 Land $312,500 Building $127,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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