2040 Ginghamsburg Frederick Rd, Tipp City, OH 45371 Property Records

Miami County property record for 2040 Ginghamsburg Frederick Rd, Tipp City, OH 45371

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,151 sqft · built 2016
Lot Size	10 acres (435,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2014)
Tax Bill	$28,247 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G12-048840`

Property Details

APN / Parcel Number

Primary APN	`G12-048840`
Alternative APNs	`040631.0-03-001-00` `G12MO027 00108`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,151 sqft Living Area
1st Floor Area	4,151 sqft
Basement Area	4,151 sqft
Finished Basement	3,900 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	435,687 sqft (10 acres)
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	1,000 sqft
Porch	Open Porch
Porch Area	1,662 sqft
Patio Area	400 sqft
Lean-To	1,512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	G12MO027 00108
Street Address	2040 GINGHAMSBURG FREDERICK RD
City	TIPP CITY
State	OH
Zip	45371-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-31 NE COR SE TR 4
Legal Range	04
Legal Township	06
Legal Section	31
Legal Tract	4
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2011
Census Tract	350101

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2014 · Amount on Record
Deed Sale	Jan 21, 2014 · Amount on Record
Prior Sale	Jan 8, 1999 · Amount on Record
Deed Document Number	99
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2040 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9621
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-9621

Mortgage

Document Number	0000000718
Date	Jan 14, 2021
Instrument	2021OR-00718

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,247.00 (+1.19%) Homeowner's exemption	$637,470 (+20.52%) Land $28,500 Building $608,970	$1,913,200 (+17.32%) Land $173,300 Building $1,739,900
2024	$27,916.00 (+13.75%) Homeowner's exemption	$528,920 (-) Land $22,430 Building $506,490
2023	$24,541.00 (-1.71%) Homeowner's exemption	$528,920 (+2.46%) Land $22,430 Building $506,490	$1,630,800 (+2.28%) Land $183,700 Building $1,447,100
2022	$24,968.00 Homeowner's exemption	$516,210 Land $22,430 Building $493,780	$1,594,500 Land $183,700 Building $1,410,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20