Beaufort County property record for 188 Gilded St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,473 sqft · built 2021 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Aug 2016) |
| Tax Bill | $7,339 (2025) |
| Deeds & Mortgages | May 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404600000630000 |
| Primary APN | R61404600000630000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,473 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 35,284 sqft (0.81 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 13555442 |
|---|---|
| Old Parcel Number | R61404600000630000 |
| Street Address | 188 GILDED ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 352 PALMETTO BLUFF BLK H PB118 P111-114 PB132 P165-168 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | H |
| Legal Lot Number | 352 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1135 |
| Census Tract | 2102 |
188 Gilded St is owned and occupied by two individuals who bought it in August 2016.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 188 GILDED ST, BLUFFTON, SC 29910-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2016 · Amount on File |
| Deed Sale | Aug 8, 2016 · Amount on File |
| Deed Document Number | 0035083362 |
| Deed Book / Page | 3352 / 0913 |
| Prior Transfer Date | Oct 9, 2014 |
| Prior Transfer Doc | 2014049175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 188 GILDED ST, BLUFFTON, SC 29910-7708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027613 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 3867/2914 |
| Instrument | 2020027613 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 188 Gilded St was $7,339, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,339.00 (-0.07%) | $47,310 (-44.18%) | |
| 2024 | $7,344.00 | $84,756 (-) Land $19,000 Building $65,756 | $2,118,900 (-) Land $475,000 Building $1,643,900 |
| 2023 | $7,344.00 (+4.14%) | $84,756 (+106.04%) Land $19,000 Building $65,756 | $2,118,900 (+106.04%) Land $475,000 Building $1,643,900 |
| 2022 | $7,052.00 Homeowner's exemption | $41,136 Land $8,600 Building $32,536 | $1,028,400 Land $215,000 Building $813,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 188 Gilded St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Gilded St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
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