Beaufort County property record for 164 Gilded St, Bluffton, SC 29910
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $795,000 (Aug 2023) |
| Tax Bill | $13,571 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404600000690000 |
| Primary APN | R61404600000690000 |
|---|---|
| Alternative APN |
|
| Roof Type | Gable |
|---|---|
| Lot Area | 41,818 sqft (0.96 acres) |
| Street Address | 164 GILDED ST |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7708 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 6106 |
| Legal Description | LOT 358 PALMETTO BLUFF BLK H PB118 P111-114 PB132 P165-168 PB139 P37 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | H |
| Legal Lot Number | 358 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1135 |
| Census Tract | 2102 |
Source: Beaufort County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 5, 2025 | Intrafamily Transfer, Transfer |
| Mar 20, 2024 | Deed of Trust, Mortgage · Construction Mortgage COASTALSTATES BANK |
| Aug 2, 2023 | Warranty Deed, Transfer |
| Aug 3, 2021 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Aug 3, 2021 · Amount on Record |
| Deed Document Number | 202336855 |
| Deed Book / Page | 4264 / 174 |
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 0000054464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808-5529 |
| Document Number | 0000000172 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 4497/71 |
| Instrument | 2026000172 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 5, 2025 |
| Property Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Number | 0000054464 |
| Book / Page | 4489 / 83 |
| Map Reference | MB 118 PG 111 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025054464 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 28 YEARLING RD, BLUFFTON, SC 29910-7748 |
| Document Number | 0000012331 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 4319/2130 |
| Instrument | 2024012331 |
| Name | COASTALSTATES BANK |
|---|---|
| Type | Bank |
| Address | 5 BOW CIR, HILTON HEAD ISLAND, SC 29928 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 380 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.68% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 2, 2023 |
| Property Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Number | 0000036855 |
| Book / Page | 4264 / 174 |
| Map Reference | MB 118 PG 111 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023036855 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,067.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 28 YEARLING RD, BLUFFTON, SC 29910-7748 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 3, 2021 |
| Property Address | 164 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Number | 0000055900 |
| Book / Page | 4045 / 439 |
| Map Reference | MB 118 PG 111 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021055900 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 311 HAMPTON LAKE XING, BLUFFTON, SC 29910-9335 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,571.00 (+1.5%) | $47,700 (-) | |
| 2024 | $13,371.00 (+67.07%) | $47,700 (+67.37%) | $795,000 (-) Land $795,000 |
| 2023 | $8,003.00 (-17.32%) | $28,500 (-13.64%) | $795,000 (+44.55%) Land $795,000 |
| 2022 | $9,680.00 | $33,000 | $550,000 Land $550,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 83% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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