Beaufort County property record for 172 Gilded St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 3,498 sqft · built 2019 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,285,000 (Oct 2021) |
| Tax Bill | $36,904 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404600000670000 |
| Primary APN | R61404600000670000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,498 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.519 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13555488 |
|---|---|
| Old Parcel Number | R61404600000670000 |
| Street Address | 172 GILDED ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 356 PALMETTO BLUFF BLK H PB118 P111-114 PB132 P165-168 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | H |
| Legal Lot Number | 356 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1135 |
| Census Tract | 2102 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 172 GILDED ST, BLUFFTON, SC 29910-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Dec 4, 2018 | Intrafamily Transfer, Transfer · Construction Mortgage SOUTH STATE BANK |
| Jun 13, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Dec 4, 2018 |
| Deed Document Number | 2021070416 |
| Deed Book / Page | 4068 / 2313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 5, 2021 |
| Property Address | 172 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Number | 0000070416 |
| Book / Page | 4068 / 2313 |
| Map Reference | MB 132 PG 165 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021070416 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,941.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 172 GILDED ST, BLUFFTON, SC 29910-7708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000070417 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021070417 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 172 GILDED ST, BLUFFTON, SC 29910-7708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021888 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 3859/403 |
| Instrument | 2020021888 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 4, 2018 |
| Property Address | 172 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Number | 0000064343 |
| Book / Page | 3718 / 2645 |
| Map Reference | MB 132 PG 165 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 2018064343 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 GILDED ST, BLUFFTON, SC 29910-7706 |
| Document Number | 0000064345 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018064345 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 13, 2018 |
| Property Address | 172 GILDED ST, BLUFFTON, SC 29910-7708 |
| Document Number | 0000031488 |
| Book / Page | 003675 / 001261 |
| Instrument Date | Jun 9, 2018 |
| Instrument | 31488 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $795.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 48 GILDED ST BLUFFTON SC 299107706, BLUFFTON, SC 29910-7706 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,904.00 (+1.5%) | $129,350 (+5%) | |
| 2024 | $36,360.00 | $86,236 (-) Land $19,000 Building $67,236 | $2,155,900 (-) Land $475,000 Building $1,680,900 |
| 2023 | $36,360.00 (-9.7%) | $86,236 (-5.65%) Land $19,000 Building $67,236 | $2,155,900 (-5.65%) Land $475,000 Building $1,680,900 |
| 2022 | $40,268.00 | $91,400 Land $8,600 Building $82,800 | $2,285,000 Land $215,000 Building $2,070,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
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