Beaufort County property record for 68 Gilded St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 8 ba · 4,150 sqft · built 2015 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Oct 2018) |
| Tax Bill | $13,821 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404600000520000 |
| Primary APN | R61404600000520000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,150 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Area | 1,062 sqft |
| Porch | Open Porch |
| Deck Area | 312 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 13026023 |
|---|---|
| Old Parcel Number | R61404600000520000 |
| Street Address | 68 GILDED ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 344 PALMETTO BLUFF VILLAGE BLOCK E PB114 P107-109 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | E |
| Legal Lot Number | 344 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1138 |
| Census Tract | 2102 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 68 GILDED ST, BLUFFTON, SC 29910-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Oct 25, 2018 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | Sep 6, 2012 · Amount on Record |
| Deed Document Number | 2018058165 |
| Deed Book / Page | 3710 / 2030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 68 GILDED ST, BLUFFTON, SC 29910-7706 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46 W 89TH ST 4, 4, NEW YORK, NY 10024-2049 |
| Document Number | 0000049788 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 4178/1576 |
| Instrument | 2022049788 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 68 GILDED ST, BLUFFTON, SC 29910-7706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068464 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 3724/0043 |
| Instrument | 2018068464 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 18, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 25, 2018 |
| Property Address | 68 GILDED ST, BLUFFTON, SC 29910-7706 |
| Document Number | 0000058165 |
| Book / Page | 3710 / 2030 |
| Map Reference | MB 114 PG 107 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 2018058165 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,572.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 HARRISON ST APT 29E, 29E, SAN FRANCISCO, CA 94105-2792 |
| Document Number | 0000058167 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018058167 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,821.00 (-62.16%) | $86,750 (-15.33%) | |
| 2024 | $36,525.00 (+313.6%) | $102,460 (+181.24%) Land $19,000 Building $83,460 | $2,561,500 (-) Land $475,000 Building $2,086,500 |
| 2023 | $8,831.00 (+9.81%) | $36,432 (+102.18%) Land $19,000 Building $17,432 | $2,561,500 (+468.59%) Land $475,000 Building $2,086,500 |
| 2022 | $8,042.00 | $18,020 Land $8,600 Building $9,420 | $450,500 Land $215,000 Building $235,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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