184 Gilded St, Bluffton, SC 29910 Property Records

Beaufort County property record for 184 Gilded St, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details4 bd · 8 ba · 3,435 sqft · built 2019
Lot Size0.589 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$2,275,000 (Dec 2023)
Tax Bill$14,229 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNR61404600000640000

Property Details

APN / Parcel Number

Primary APNR61404600000640000
Alternative APN
  • 13555451

Interior

Bedrooms4 Beds
Full Baths8 Baths
Half Baths4 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,435 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,700 sqft (0.589 acres)

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number13555451
Old Parcel NumberR61404600000640000
Street Address184 GILDED ST
CityBLUFFTON
StateSC
Zip29910-7708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6106
Legal DescriptionLOT 353 PALMETTO BLUFF BLK H PB118 P111-114 PB132 P165-168
Legal SubdivisionPALMETTO BLUFF S/D
Legal BlockH
Legal Lot Number353
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1135
Census Tract2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address184 GILDED ST, BLUFFTON, SC 29910-7708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Sep 21, 2022Intrafamily Transfer, Transfer
Apr 24, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on Record
Deed SaleDec 6, 2023 · Amount on Record
Prior SaleSep 21, 2022
Deed Document Number2023056022
Deed Book / Page4294 / 3063
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateDec 6, 2023
Property Address184 GILDED ST, BLUFFTON, SC 29910-7708
Document Number0000056022
Book / Page4294 / 3063
Map ReferenceMB 132 PG 165
Instrument DateNov 16, 2023
Instrument2023056022
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,915.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address184 GILDED ST, BLUFFTON, SC 29910-7708

Mortgage

Document Number0000056023
DateDec 6, 2023
Instrument2023056023
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateDec 1, 2028
Change Frequency6 Months
Min Rate At Change4.75%
Max Rate At Change8.75%
Margin3
Max Rate11.7%

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEAUFORT SC
Recording DateSep 21, 2022
Property Address184 GILDED ST, BLUFFTON, SC 29910-7708
Document Number0000053001
Book / Page4183 / 2298
Map ReferenceMB 132 PG 165
Instrument DateAug 12, 2022
Instrument2022053001
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address184 GILDED ST, 184, BLUFFTON, SC 29910-7708

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address184 GILDED ST, BLUFFTON, SC 29910-7708

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateApr 24, 2019
Property Address184 GILDED ST, BLUFFTON, SC 29910-7708
Document Number0000020254
Book / Page3754 / 0915
Map ReferenceMB 132 PG 165
Instrument DateApr 4, 2019
Instrument2019020254
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,199.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 SINGLETREE DR, 104, VENETIA, PA 15367-1442

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address184 GILDED ST, BLUFFTON, SC 29910-7708

Mortgage

Document Number0000020256
DateApr 24, 2019
Instrument2019020256
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,229.00 (-2.23%)$91,000 (-)
2024$14,554.00 (+72.58%)$91,000 (+5.95%) Land $19,000 Building $72,000$2,275,000 (-) Land $475,000 Building $1,800,000
2023$8,433.00 (+8.64%)$85,888 (+89.18%) Land $19,000 Building $66,888$2,275,000 (+100.44%) Land $475,000 Building $1,800,000
2022$7,762.00$45,400 Land $8,600 Building $36,800$1,135,000 Land $215,000 Building $920,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 666 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies666 in force
Nearby Flood Claims13 (1991–2021)
Claims Outside the SFHA7 of 13
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 82% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000

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