168 Gilded St, Bluffton, SC 29910 Property Records

Beaufort County property record for 168 Gilded St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,721 sqft · built 2018
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (May 2016)
Tax Bill	$8,057 (2025)
Deeds & Mortgages	May 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R61404600000680000`

Property Details

APN / Parcel Number

Primary APN	`R61404600000680000`
Alternative APN	`13555497`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,721 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	13555497
Old Parcel Number	R61404600000680000
Street Address	168 GILDED ST
City	BLUFFTON
State	SC
Zip	29910-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 357 PALMETTO BLUFF BLK H PB118 P111-114 PB132 P165-168 PB139 P37
Legal Subdivision	PALMETTO BLUFF S/D
Legal Block	H
Legal Lot Number	357
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1135
Census Tract	2102

Owner

168 Gilded St is owned and occupied by two individuals who bought it in May 2016.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	168 GILDED ST, BLUFFTON, SC 29910-7708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	2016023833
Deed Book / Page	3482 / 3219
Record Updated	Jun 8, 2026

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 22, 2017
Property Address	168 GILDED ST, BLUFFTON, SC 29910-7708
Book / Page	003576 / 001396
Instrument Date	May 19, 2017
Instrument	26943
Transaction Type	Construction Loan
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 GILDED ST BLUFFTON SC 29910, BLUFFTON, SC 29910

Mortgage

Document Number	0000026943
Date	May 22, 2017
Book Page	003576/001396
Instrument	26943

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 168 Gilded St was $8,057, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,057.00 (-0.06%)	$50,200 (-31.45%)
2024	$8,062.00	$73,232 (-) Land $19,000 Building $54,232	$1,830,800 (-) Land $475,000 Building $1,355,800
2023	$8,062.00 (+8.7%)	$73,232 (+67.76%) Land $19,000 Building $54,232	$1,830,800 (+67.76%) Land $475,000 Building $1,355,800
2022	$7,417.00 Homeowner's exemption	$43,652 Land $8,600 Building $35,052	$1,091,300 Land $215,000 Building $876,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 168 Gilded St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Gilded St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000