Osceola County property record for 1872 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,457 sqft Heated Area |
| Lot Size | 3,920 sqft (0.089 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,455 (2018) |
| Tax Bill | $2,990.00 (2025) |
| Primary APN | 062631063700010140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,457 sqft Heated Area |
| Gross Area | 1,934 sqft Gross Area |
| 1st Floor | 1,457 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,920 sqft (0.089 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 378 sqft Garage |
| Porch | Open Porch |
| Porch Area | 99 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1872 OVERCUP AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4880 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 14 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | OAKTREE POINTE VILLAS |
| Legal Tract | 637 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631063700010140
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1872 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 03, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2018 · Amount on Record |
| Deed Sale | Dec 03, 2018 · Amount on Record |
| Deed Doc Number | 2018175963 |
| Deed Book / Page | 5441 / 0755 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1872 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057020908 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 5702/908 |
| Instrument | 2020045844 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 03, 2018 |
| Property Address | 1872 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0054410755 |
| Book / Page | 5441 / 0755 |
| Map Reference | MB26 PG73&74 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018175963 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,529.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382 |
| Name | Verified Name |
|---|---|
| Address | 1872 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 2018175964 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 2018175964 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,990.00 (+6.48%) Homeowner's exemption | $209,968 (+5.99%) | $262,000 (-4.69%) Land $65,000 Building $197,000 |
| 2023 | $2,808.00 (+3.73%) Homeowner's exemption | $198,108 (+3%) | $274,900 (+20.25%) Land $65,000 Building $209,900 |
| 2022 | $2,707.00 Homeowner's exemption | $192,338 | $228,600 Land $50,000 Building $178,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 469 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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