Osceola County property record for 1880 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,702 sqft Heated Area |
| Lot Size | 3,920 sqft (0.089 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2021) |
| Tax Bill | $5,001.00 (2025) |
| Primary APN | 062631063700010120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,702 sqft Heated Area |
| Gross Area | 2,093 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1880 OVERCUP AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4880 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 12 |
| Legal Subdivision | OAKTREE POINTE VILLAS |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631063700010120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1880 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMETOWN LENDERS INC |
| Mar 05, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Mar 05, 2019 · Amount on Record |
| Deed Doc Number | 2021058824 |
| Deed Book / Page | 5938 / 1209 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 1880 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0059381209 |
| Book / Page | 5938 / 1209 |
| Map Reference | MB 26 PG 73&74 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021058824 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1166 COTTON RD NE, 1166, PALM BAY, FL 32905-4502 |
| Name | Verified Name |
|---|---|
| Address | 1880 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0059381211 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 5938/1211 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 1880 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0054860012 |
| Book / Page | 005486 / 000012 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 27615 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,674.47 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1880 OVERCUP AVE ST CLOUD FL 347714880, ST CLOUD, FL 34771-4880 |
| Document Number | 54860014 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 005486/000014 |
| Instrument | 27616 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,001.00 (+0.5%) | $279,200 (-4.84%) Land $65,000 Building $214,200 | $279,200 (-4.84%) Land $65,000 Building $214,200 |
| 2023 | $4,976.00 (+13.01%) | $293,400 (+20.2%) Land $65,000 Building $228,400 | $293,400 (+20.2%) Land $65,000 Building $228,400 |
| 2022 | $4,403.00 | $244,100 Land $50,000 Building $194,100 | $244,100 Land $50,000 Building $194,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 469 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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